It is a trade off for growth when you change to a higher kelvin bulb.I use aquaconnects in 14k 400watt because they have the highest par values out of all the 14k bulbs,you pay for it though.I was using electronic ballasts but was unhappy with the amount of light on my tank which is 31 deep so i recently changed to a sunlight supply dual hqi ballast.I feel it is a better option if you would like could growth with higher kelvin bulbs to use the hqi,again you pay for it though with more electricity used and shorter bulb life.
Another good 14k bulb i am currently trying on my frag tank is the EVCtech 14k.This bulb has the exact same spectrum and output as the 20k radium but is $30 cheaper(also 400 watt) so far i like it
The big question is how deep is your tank??
On a positive note the increased cost is offset by the savings in not running vho's all day and there short bulb life and you also will have less heat issues.
Remarkably my electricity bill for my whole home and tanks is only $150 a month right now.(before hqi ballast change though)